TrueDirect
All Credit Types Welcome

A Direct Line to Promising Lender Options

TrueDirect helps you request personal funding online. We connect you with independent lenders - free to submit, with no obligation to accept.

Quick 2-minute online form
All credit types welcome
Large network of lenders
Funds based on lender timelines
🔒256-bit SSL Secure
No Fees to Use
Fast Process
Why TrueDirect

The Process is Simple

Complete one online form and get connected with our large network of lenders who may help with your short-term cash needs

Quick Online Process

Our simple request form takes just minutes to complete, so you can get connected with a lender and funded efficiently.

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All Credit Types Welcome

You may get connected with a lender regardless of your credit score or history. All credit types are considered.

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Safe and Secure

We take data privacy seriously and use industry-standard encryption, so your information stays safe with us.

How It Works

How It Works

From request to funds in three straightforward steps

1

Complete the Form

Fill out our quick, secure online request form. It only takes a couple of minutes.

2

Get Connected

We work with our large network of lenders to try to connect you with one for your short-term loan.

3

Receive Your Funds

If you accept a lender's terms, funds may be deposited into your bank account based on lender timelines.

The Difference

Built Around You

A simple, transparent way to request the cash you need

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Large Lender Network

One form connects you with an extensive network of lenders, giving you more chances to find a match.

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No Fees to Use Our Service

We never charge you a fee to use our service or to be connected with a lender in our marketplace.

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Bank-Level Security

Your personal information is protected with 256-bit SSL encryption from start to finish.

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Works on Any Device

Submit your request anytime, from your phone, tablet, or computer. Our form works seamlessly everywhere.

Good to Know

Frequently Asked Questions

Answers to some of the questions we hear most often

What is Annual Percentage Rate (APR)?
APR is the yearly cost of borrowing shown as a percentage, including interest and certain fees. Because we are not a lender and do not make credit decisions, we cannot tell you the exact APR you might pay. The lender you connect with will disclose your full rate and fee details before you accept any offer.
When can I expect to receive my funds?
Timing depends on the lender you connect with and their process. Many lenders can deposit funds into your bank account based on lender timelines after your loan is approved and finalized. Your lender will confirm the exact timing with you.
Will a short-term loan impact my credit?
Some lenders in our marketplace may perform a credit check that can affect your score, while others rely on soft inquiries or alternative data. The lender will explain how they review your information before you agree to anything, so you can decide what is right for you.
What happens with late or non-payment of loans?
Late or missed payments may lead to additional fees and collection activity, and could be reported to consumer reporting agencies. Every lender sets its own terms, so review your loan agreement carefully and contact your lender directly with any questions about payments or renewals.
What are the debt collection practices if I don't repay?
If a loan is not repaid, your lender or a third-party collector may attempt to collect the debt in line with the Fair Debt Collection Practices Act and applicable state laws. We are not a lender and are not involved in servicing or collecting any loan.